“If I had enough money, I would…”
We all have our “go-to” thoughts and behaviors about money.
Some turn a blind-eye to their bank balance and neglect obligations that will later come back to bite you. Others obsessively check your accounts, and never let themselves risk and invest in the perfect opportunity when it comes along.
I used to believe "I could never afford that." First class airfare. A personal trainer. Organic groceries. I don't jump at every luxury, but I have since learned to carefully calculate and research every "stretch expense." And to my surprise, with enough focus and creativity, I have more than I thought possible.
Whatever your tendencies, there is some behavior beneath the numbers that is preventing you from tapping into your potential. Even though you might not make enough to afford your dreams (yet), let money be your teacher in living your fullest life.
Money is a great truth-teller. If you were to look at your expenses right now, what would they tell you about your priorities? About you? And what if you could drive your income like as a vehicle to get you toward your growth and dreams?
With a new understanding of how you relate to your money, you will turn a new leaf and feel confident and excited to get going.
Get centered and ready for your next move
Financial stress leaves us feeling compromised and stuck.
Imagintana coaching and resources get you grounded in your current situation and open to new choices and possibilities.
Examine past experiences around money. Understand your spending and saving behaviors and rhythms.
Get to the heart of what matters to you. Set your direction. Budget to your reality. Concentrate on your priorities.
Shift and take new steps. Step into the unknown. Embrace discipline, risk, and even a little messiness!
Common Approaches to Personal Finance
Put X% into savings.
Put X% into retirement.
Put X% into investments and assets.
This route is useful if you have some excess in your income. When you get there, then a traditional financial advisor can recommend the right savings accounts, Roth IRA or investment portfolio for you. The pre-requisite for this approach is your priorities already have their place in your finances before you attach yourself to someone else’s formula. This approach worked well for certain generations with a certain income - so it's not accessible to all.
"Just Make More Money"
Coupons and deals.
Get rich quick schemes.
This approach is about reaching an arbitrary salary that is usually defined by the mainstream, family, and peer pressure. Find whatever you can out there that will get you more dollars in the bank. These strategies definitely help, but they assume that your number one priority is increasing income, regardless of your individual definition of "enough," your desired lifestyle, the overwork, and hours spent deal-hunting and price comparing.
Imagintana is where personal finance meets personal development. Where money and dreams converge.
Money should serve a life that matters to you, and you are willing to do what is necessary to let your passions come out while making what you need to support your desired lifestyle. No more, no less. There is no one-size-fits-all path to financial well-being.
The challenge with this path is that, in our world, only select activities and industries make the level of income to match a comfortable lifestyle. And if you find yourself with a passion that isn’t a money-maker, you will need to get creative and make tough choices in order to protect your interests.
This approach finds a balance between financial stability and life fulfillment that will keep you nourished – not to be mistaken with excess or extravagance. Bottom line, it means your passions and gifts are alive and thriving, and you are living your fullest life.
WITH IMAGINTANA, YOUR FINANCIAL SUCCESS MEANS
+ You are having fun, feeling focused, and making progress on your goals.
+ You are spending more on certain expenses than you were before.
+ You are living happily without the expenses you decided to downsize, alter or cut.
+ You worry less about the surprise expenses because you can cover them.
+ You are in a good place to jump on new opportunities that start to show up.